Own Your Dream Home With Ease With The Ibile Traditional Mortgage System.
With the Ibile Traditional Mortgage System, you can start your journey to homeownership with a minimum of 10% initial deposit, secure your allocation at 30%, and move in at just 50% contribution spreading the balance conveniently over 5 years with only a 9.9% annual surcharge
10%
Deposit to begin
30%
Allocation secured
50%
Move in
9.9%
Annual surcharge
Why choose the Ibile Traditional Mortgage System?
A groundbreaking rent-to-own solution designed to make luxury homeownership accessible and stress-free for Nigerians at home and abroad.
01
Fill the online form
02
Make the initial deposit of 10%–50%
03
Sign the digital mortgage repayment
04
Start the monthly repayment
05
Get allocation at 30% contribution
06
Move in at 50% equity
07
Receive ownership documents at 100% payment completion
Your dream home with a payment plan that works for you
Own your home the Ibile way.
The Process
A groundbreaking rent-to-own solution — designed for Nigerians at home and abroad.
House Pricing
All homes include a Boys Quarter · Move in at 50%
3 Bedroom Bungalow + BQ
₦94M
3 Bedroom Terrace + BQ
₦137M
3 Bedroom Duplex + BQ
₦249M
4 Bedroom Duplex + BQ
₦298M
5 Bedroom Duplex + BQ
₦340M
Designed for Nigerians at home and in the diaspora, Ibile Traditional Mortgage System (I.T.M.S) makes owning a home more accessible and stress-free through a structured, flexible payment plan. Once you have secured 50% of the payment, you can move into your dream home right away!
Do you live abroad?
You can still own a property back home.
The Ibile Traditional Mortgage System provides eligible Nigerians in the diaspora with a structured pathway to owning a home through flexible payments so you can start your homeownership journey from wherever you are.
Explore our various homes
Visit your preferred Harmony Garden estate, explore the community, see the available homes and speak with our team about the Ibile Traditional Mortgage System.
Book Your Visit
Let’s help you find the right property.
Book a guided inspection and experience the estates for yourself before making your decision.
Speak Directly
Property Consultants available
- 24/7
